Insurance Programs

Club Liability Insurance

 

 


Club Liability Insurance Program 

Water Ski and Wakeboard Canada’s “WSWC” club insurance program has been designed to fit the needs of Canadian towed watersports clubs.

What is defined as a club: An operation that acts as a non-profit organization and where every person involved with the club is a member of their respective provincial water ski and wakeboard association. This is not exclusive to, but includes club members, volunteers, staff, and every participant in club activities on or off the water.

PROGRAM BENEFITS INCLUDE:

  1. General Comprehensive Liability Insurance
  2. Director’s & Officer’s Liability Insurance  (contact insurance@wswc.ca for more info)                 
  3. Business Exposure and Advertising
  4. Access to Programs and Services

Coverage is for the 12-month period, beginning on the latter of April 1, 2017, or enrollment acceptance date through to March 31, 2018.


Application and Forms

If you have any questions or concerns please contact WSWC's office.
Email: insurance@wswc.ca  
Phone: 1 888 526 0685 X 2

NOTE: Coverage for non-sanctioned activities that are not covered under WSWC’s policy may be insurable by underwriters by separate, additional policy and premium. Utilizing the same underwriter for possible multiple policies would help ensure that there are no gaps or disputes between underwriters as to which policy will respond if a claim arises. Please contact slacoste@bflcanada.ca

Description of Insured Club Activities: CLICK HERE

Club Program Outline: CLICK HERE

Request for Additional Named Insured: CLICK HERE

Waiver Forms:

Activity Report: CLICK HERE

Injury Report: CLICK HERE

Application for Winch or 'Start Pool' Activities. Form to be submitted if this optional coverage is desired at additional cost CLICK HERE

 

2017/2018 Application Forms

 
AlbertaCLICK HERE
British ColumbiaCLICK HERE
ManitobaCLICK HERE
Nova ScotiaCLICK HERE
New BrunswickCLICK HERE
OntarioCLICK HERE
SaskatchewanCLICK HERE
QuebecCLICK HERE

 


 
School Liability Insurance

 

 


School Liability Insurance Program 

The Water Ski and Wakeboard Canada “WSWS” school liability insurance program has been designed to fit the needs of Canadian towed watersports schools.

What is defined as a school: a school is defined as an operation whose participants do not necessarily become members of their respective provincial water ski and wakeboard association.

PROGRAM BENEFITS INCLUDE:

  1. General Comprehensive Liability Insurance
  2. Business Exposure
  3. Access to Programs and Services

Coverage is for a 12-month period, beginning on the latter of April 1, 2017 or enrollment acceptance date through to March 31, 2018.


 Application and Forms

If you have any questions or concerns please contact WSWC's office.
Email: insurance@wswc.ca  
Phone: 1 888 526 0685 X 2

NOTE: Coverage for non-sanctioned activities that are not covered under WSWC’s policy may be insurable by underwriters by separate, additional policy and premium. Utilizing the same underwriter for possible multiple policies would help ensure that there are no gaps or disputes between underwriters as to which policy will respond if a claim arises. Please contact slacoste@bflcanada.ca


Description of Insured School Activities: CLICK HERE 

Program Outline: CLICK HERE

Request for Additional Named Insured: 

Waiver Forms:

Activity Report: CLICK HERE 

Injury Report: CLICK HERE

Coaching Request for Special Consideration:  Only will be considered if there are extenuating circumstances as to why an instructor within the school is unable to meet the NCCP coaching certification requirement. Please email insurance@wswc.ca for details. 

Application for Winch or 'Start Pool' Activities. Form to be submitted if this optional coverage is desired at additional cost CLICK HERE

 

2017/2018 Application Forms

 
AlbertaCLICK HERE
British ColumbiaCLICK HERE
ManitobaCLICK HERE
Nova ScotiaCLICK HERE
New BrunswickCLICK HERE
OntarioCLICK HERE
SaskatchewanCLICK HERE
QuebecCLICK HERE
Full-Size Cable Park

 

 


Insurance for Full-Size Cable Park Operators

Water Ski and Wakeboard Canada (WSWC) can assist in obtaining additional specific insurance coverage for the on-water activities of a full-size cable park, and/or for all other aspects of a cable park operation (i.e. restaurant, beach volleyball, board shop, skate park).

Due to the unique nature of each cable park, a specific application is required by WSWC underwriters in order to assess risk and establish a premium. A quote for insurance will be provided to the operator to consider and decide upon.

Steve Lacoste from BFL Canada for more details:
Email:slacoste@bflcanada.ca 
Phone:514-905-4337
 
WSWC's Insurance Contact Details
Email:Insurance@wswc.ca
Phone:  1-888-526-0685 X 2

 

Boat Insurance


TowSmart Boat Insurance

Our TowSmart Boat Insurance is simply the best and most affordable ski boat insurance program in Canada. This program has been developed for members, to meet your special needs for your boating activities. You won't find better value anywhere else!

PROGRAM HIGHLIGHTS:

  • All Risk Coverage
  • Agreed Value Marine Policy
  • No Depreciation on Partial Losses
  • $2,000 Personal Effects Included
  • No Sub limit for Towed Water Sports Liability
  • Uninsured Boater Protection
  • $5,000 Medical Payments Included
  • Emergency Towing
  • $2,000,000 Liability

TowSmart Boat Insurance is exclusive to members of Water Ski and Wakeboard Canada. For a quote, please contact your provincial TowSmart Broker:

British Columbia - Barton Insurance Brokers Ltd.
Toll Free:1-800-689-8217
Address: Box 370, Salmon Arm, BC, V1E 4N5
Email:insurance@wswc.ca
 
Alberta - Barton Insurance Brokers
Toll Free:1-800-689-8217
Address:Box 370, Salmon Arm, BC, V1E 4N5
Email:insurance@wswc.ca   
 
Saskatchewan - LaRoche - McDonald Agencies Ltd. 
Phone: 1-306-244-7955
Address:202A - 22nd St. W, Saskatoon, SK S7M 0R2
Email: WSWC@imbrokers.ca
Website:http://lmbrokers.ca
 
Manitoba - Wyatt NuTrend Insurance Agency Ltd. 
Phone: 1-204-222-3221
Address: 138 Regent Ave. W, Winnipeg, MB R2C 1P9
Email: insurance@wswc.ca
 
Ontario - McMichael-Davis Insurance Brokers Ltd. 
Toll Free:1-888-821-8833
Address:77 Bronte Road, #103, Oakville, ON, L6L 3B7
Email:WSWC@mcmichael-davis.ca
Website:http://www.mcmichael-davis.ca
  
Quebec - P. Morin Courtier en Assurances Inc.
Phone:1-514-634-7115
Address:2510 Notre-Dame, Lachine, QC H8S 2G9
 
Atlantic Provinces - Caldwell-Roach Insurance Limited
Toll Free: 1-888-511-0777
Address: PO Box 275, Enfield, NS, B0N 1N0
Email: info@cral.com

 

 

 

 

 

 

CAIP


Canadian Athlete Insurance Program

*You must be a member of your provincial organization in order to take advantage of CAIP

CAIP has become well recognized in providing the most comprehensive insurance protection to Canada’s athletes at all levels while “In Canada” and “Outside Canada”. 

CAIP's WEBSITE: http://mkirsch.ca/home-caip/

If you have any questions about the program or would like to enroll, please contact: 

Email: Insurance@wswc.ca
Phone: 1-888-526-0685 X 2


IN CANADA INSURANCE

Provides insurance coverage for expenses incurred for various medical and therapy treatments as a result of a sport related injury caused by an accident while participating in a practice session, game or travelling directly to or from such practice session or game. A sport accident is a sudden and unexpected event which directly results in an injury to the insured person.

Inside Canada insurance includes “OVERUSE” coverage, which has been unique to CAIP since the beginning and remains the most popular and sought after benefit amongst Canada’s athletes. “Overuse” is a chronic injury that happens over a period of time as a result of repetitive activity. Over the years, the “Overuse” insurance benefit represents 70% to 90% of all paid In Canada claims in any given year

OVERUSE coverage applies to:

Physiotherapy
Athletic therapy (CATA)
Massage therapy
Chiropractor
Orthotics
All other benefits in the CAIP Insurance Program is as a result of a sport accident.

There is a choice of plans that are available: Bronze, Silver, Gold and 500 Plus

Bronze level: $125 per person per 12 months

Silver level: $270 per person per 12 months

Gold level: $440 per person per 12 months

500 plus level: $35 per person per 12 months.

Coverage details available HERE


TRAVEL MEDICAL INSURANCE 

"Don't leave Canada without it"

Travel medical insurance is 24 hours a day insurance protection for emergency medical and hospital care, emergency dental treatment, evacuation, repatriation and family transportation & accomodation benefits as the result of an injury or sickness. Of course, CAIP travel medical insurance covers the athletes while they are training and participating in their respective sport.

Travel medical coverage also includes The Travel Assistance Program, which provides international emergency assistance to CAIP members when traveling outside Canada/Province.

This important insurance coverage can be purchased on a weekly per trip, individual annual plan (30 or 60 days).

Per Trip: $35 per week 

30 Day Individual Annual Plans (IAP): $210 per year per eligible member, subject to a maximum of 30 consecutive days of travel.

60 Day Individual Annual Plans (IAP) :$350 per year per eligible member, subject to a maximum of 60 consecutive days of travel.

Coverage details available HERE


 

Member Insurance

 

 


Member’s Liability Insurance

BFL Liability Insurance Coverage automatically included with your provincial association membership in the ‘Active’ category, individual or family. Coverage in effect the later of April 1 OR date of your provincial membership registration, through to March 31.

Water Ski and Wakeboard Canada and its provincial associations offer $5M in liability insurance coverage to its members. However, this coverage is only valid in the context of Clubs, Camps or Schools that hold VALID WSWC liability Insurance or in events or tournaments that are sanctioned by WSWC.


HIGHLIGHTS 

  • $5M general liability coverage
  • $5M non-owned automobile coverage
  • $1M tenants legal liability
  • Portable coverage, insurance ‘travels’ with you 24/7 for sanctioned towing activities in or out of club setting
  • Worldwide coverage
  • Volunteer coverage
  • Fundraising activity coverage, some restrictions apply A much broader host of insurable off-water activities Physical training

SCOPE/ DEFINITIONS OF COVERAGE 

INSURED ON-WATER SANCTIONED ACTIVITES 

  • The Sport of Water Skiing
  • The Sport of Barefoot
  • The Sport of  Adaptive
  • Marathon Skiing
  • The Sport of Wake - Including use of obstacles such as rails, sliders and kickers as provided for within the World Wakeboard Association , The Competitive Wakesurfing Association and the International Waterski and Wakeboard Federation rule books.
  • Straight line, 2-tower cables systems
  • Winch pulled sanctioned activities
  • Start or demo pools for sanctioned activities
  • Cable park for sanctioned activities
  • Recreational swimming or swimming to/from shore for sanctioned activity
  • Marathon Skiing
  • Kneeboarding
  • Stand Up Paddle Board (including SUP Yoga)
  • Tubing (non-flight)
  • Towed Watersport Shows
  • Hydofoiling or Sky Chair
  • Diving from diving boards specifically owned, installed or inspected but the club, school or camp (*Must be on the premise of school, club or camp)

 

 

 

WSWC

Corporate Office
Call. (613) 526 0685
Free. 888 526 0685 | Fax. (613) 701 0385
PO Box 89 - 2420 Bank Street, Ottawa,
ON Canada K1V 8S1